{"id":15084,"date":"2020-12-21T00:20:42","date_gmt":"2020-12-20T15:20:42","guid":{"rendered":"http:\/\/hyunsik.me\/wordpress\/?p=15084"},"modified":"2021-03-19T22:10:51","modified_gmt":"2021-03-19T13:10:51","slug":"%ec%a3%bc%ec%8b%9d-%ed%88%ac%ec%9e%90%ec%97%90-%eb%8c%80%ed%95%9c-%ec%98%a4%ed%95%b4-%ed%9b%84%ed%9a%8c%ec%99%80-%eb%b0%98%ec%84%b1-2020%eb%85%84-12%ec%9b%94","status":"publish","type":"post","link":"http:\/\/hyunsik.me\/wordpress\/?p=15084","title":{"rendered":"\uc8fc\uc2dd \ud22c\uc790\uc5d0 \ub300\ud55c \uc624\ud574, \ud6c4\ud68c\uc640 \ubc18\uc131 &#8211; 2020\ub144 12\uc6d4"},"content":{"rendered":"<p>2017\ub144 7\uc6d4\uc5d0 \uc8fc\ud0dd\uc744 \uad6c\ub9e4\ud558\uba74\uc11c \ud6c4\ud68c\ud588\uc5c8\ub2e4. \uc870\uae08 \ub2a6\uc5c8\ub2e4\uace0 \uc0dd\uac01\ud588\uae30 \ub54c\ubb38\uc774\uc5c8\ub2e4. \ub354 \ube68\ub9ac \uc0ac\uc57c \ud588\uc744 \uac83\uc744&#8230; \ub2f9\uc2dc \uadf8 \uc678\uc758 \uc9c0\ub09c \ub098\uc758 \uc7ac\ud14c\ud06c\uc5d0\ub294 \uc5b4\ub5a4 \ubb38\uc81c\ub3c4 \uc5c6\uc5c8\ub2e4\uace0 \ubbff\uace0 \uc788\uc5c8\ub2e4. \uc624\uc9c1 \uc8fc\ud0dd \uad6c\ub9e4\uac00 \ub2a6\uc5c8\ub2e4\ub294 \uc0dd\uac01\ubfd0 \uc774\uc5c8\ub2e4.<\/p>\n<p>\ud558\uc9c0\ub9cc \uc694\uc998, 2020\ub144 12\uc6d4\uc5d0\ub294 \uc8fc\uac00\uc758 \uae09\uc0c1\uc2b9\uc5d0 \ub5a0\ubc00\ub824 \uc8fc\uc2dd \uad00\ub828 \uacf5\ubd80\ub97c \ud558\uac8c \ub418\uba70, \ub354 \ud070 \ud6c4\ud68c\ub97c \ud558\uac8c \ub418\uc5c8\ub2e4.<\/p>\n<p>\uc8fc\uc2dd \ud22c\uc790\ub97c \ucc98\uc74c \uc811\ud55c \uac83\uc740 2006\ub144\uc774\uc5c8\ub2e4. \ud559\uc0dd\uc774\uc5c8\ub2e4. \ub9d0\ud558\uae30\ub3c4 \ubd80\ub044\ub7ec\uc6b4 \uc791\uc740 \uc18c\uc561\uc73c\ub85c \uc18c\uc704 &#8220;\ub9ac\ub529\ubc29&#8221;\uc774\ub77c\uace0 \ubd88\ub9ac\ub294 \uacf3\uc5d0 \ub4e4\uc5b4\uac00\uc11c \uadf8\ub4e4\uc774 \ud558\ub294 \ub2e8\ud0c0, \uc2a4\uc719\uc744 \ub530\ub77c \ud588\ub2e4. \uc0ac\ub77c\ub294 \uac00\uaca9\uc5d0 \uc0ac\uace0, \ud314\ub77c\uace0 \ud558\ub294 \uac00\uaca9\uc5d0 \ud314\uba70 \uc9c4\ud589\ud588\ub2e4. \uc5b4\ub5a4 \ub0a0\uc740 \ub9d0\ub3c4 \ubabb \ud558\uac8c \uc218\uc775\uc774 \uc88b\uc558\uace0, \uc5b4\ub5a4 \ub0a0\uc740 \uc190\uc2e4\uc774 \ub9e4\uc6b0 \ucef8\ub2e4. \uadf8\ub807\uac8c \ud55c \ub2ec \uc815\ub3c4\uac00 \uc9c0\ub098\uac00\ub2c8 \uac00\uc9c0\uace0 \uc788\ub294 \uc791\uc740 \uc18c\uc561\ub3c4 \uac70\uc758 \ub2e4 \uc5c6\uc5b4\uc84c\ub2e4. \ub098\ub294 \uc774\ub54c \uc8fc\uc2dd\uc740 \ub3c8\uc744 \ubc8c \uc218 \uc788\ub294 \uc218\ub2e8\uc774 \ub418\uc9c0 \ubabb\ud55c\ub2e4\uace0 \uacb0\ub860\uc744 \ub0c8\ub2e4. \ub2e8\ud0c0, \uc2a4\uc719\uc740 \ubd88\uac00\ub2a5\ud558\uace0 \uc7a5\uae30\ud22c\uc790\ub294 \ub9e4\uc6b0 \uc801\uc740 \uc218\uc775\ub960\uc774 \ub0a0 \uac83\uc73c\ub85c \uc608\uc0c1\ud588\ub2e4. \uadf8\ub798\uc11c \uc758\ubbf8\uac00 \uc5c6\uc744 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud588\ub2e4.<\/p>\n<p>2008\ub144\uc5d0 \uc0ac\ud68c \ucd08\ub144\uc0dd\uc774 \ub418\uace0, \uc0bc\uc131, \uc911\uad6d\uc640 \uc778\ub3c4(\uce5c\ub514\uc544), \ub7ec\uc2dc\uc544\uc640 \ube0c\ub77c\uc9c8(\ube0c\ub7ec\uc2dc\uc544), \ucc44\uad8c\uc73c\ub85c 4\uac1c\uc758 \ud380\ub4dc\uc5d0 \uac01\uac01 20\ub9cc\uc6d0\uc529, \ucd1d 80\ub9cc\uc6d0\uc529\uc744 \ub9e4\ub2ec \ub123\uc5c8\ub2e4. \ud070 \uc774\ub4dd\uc744 \ubc14\ub780 \uac83\uc774 \uc544\ub2c8\ub77c \uadf8\ub0e5 \uc800\ucd95\uc758 \uac1c\ub150\uc774\uc5c8\ub2e4. \uc190\uc2e4 \uc5c6\uc774 \uc791\uc740 \uc218\uc775\ub960\uc744 \uc5bb\uc744 \uc218 \uc788\uc744 \uac83\uc774\ub77c\uace0 \uc608\uc0c1\ud588\ub2e4. \uadf8\ub9ac\uace0 6\uac1c\uc6d4 \uc815\ub3c4\uac00 \uc9c0\ub098\uc790, \ubbf8\uad6d \uae08\uc735\uc704\uae30\uc758 \uc5ec\ud30c\ub85c \uc911\uad6d\/\uc778\ub3c4 \ud380\ub4dc\uc640 \ub7ec\uc2dc\uc544\/\ube0c\ub77c\uc9c8 \ud380\ub4dc\ub4e4\uc740 50%\uc529 \ud558\ub77d\ud588\ub2e4. \ubcc4\uc0dd\uac01 \uc5c6\uc774 \ubaa8\ub4e0 \ud380\ub4dc\ub97c \ud314\uc544\uce58\uc6e0\ub2e4.<\/p>\n<p>\uadf8 \uc774\ud6c4\ub85c \ud380\ub4dc\ub294 \ud558\uc9c0 \uc54a\uac8c \ub418\uc5c8\uace0, \uc8fc\uc2dd\uc740 \uac04\ud639 \ub9e4\uc6b0 \uc18c\ub7c9\uc73c\ub85c \ub9c8\uc74c\uc5d0 \ub4dc\ub294 \ud68c\uc0ac\uc758 \uc8fc\uc2dd\ub9cc \uac00\uc9c0\uace0 \uc788\ub294 \uc815\ub3c4\ub85c \uc6b4\uc6a9\ud588\ub2e4. \uc778\uc0dd\uc774 \uc8fc\uc2dd, \ud380\ub4dc \ub4f1\uacfc \uc0c1\ub2f9\ud788 \uba40\uc5b4\uc84c\ub2e4. 2015\ub144 \uc774\ud6c4 \uc8fc\ud0dd \uac00\uaca9\uc774 \uc0c1\uc2b9\ud558\uba74\uc11c \uc8fc\ud0dd \uad6c\ub9e4 \ubd90\uc774 \ubd88\uc790 \uc8fc\ud0dd\uc744 \uad6c\ub9e4\ud558\ub294 \uac83\uc5d0\ub9cc \uc2e0\uacbd\uc744 \uc37c\ub2e4. \uadf8\ub7ec\ub2e4\uac00 \uace0\ubbfc\uc774 \ub108\ubb34 \ub9ce\uc544\uc11c, \ud55c \ud15c\ud3ec\uac00 \ub2a6\uac8c \ub418\uc5c8\ub2e4. \uc870\uae08 \uc190\ud574\ub97c \ubcf4\uac8c \ub418\uc5c8\uace0, \uc791\uc740 \ud6c4\ud68c\ub97c \ud588\ub2e4.<\/p>\n<p>2020\ub144 12\uc6d4 \ud604\uc7ac, \uc8fc\ud0dd \uad6c\ub9e4 \ub54c\uc758 \ud6c4\ud68c\ubcf4\ub2e4 \ub354 \ud070 \ud6c4\ud68c\uc640 \ud568\uaed8 \ub9ce\uc740 \ubc18\uc131\uc744 \ud558\uace0 \uc788\ub2e4. \uc9c0\ub09c \uacfc\uac70\uc758 \uc6b0\ub9ac\ub098\ub77c, \uc911\uad6d, \ubbf8\uad6d\uc758 \uc8fc\uac00\ub97c \ubcf4\uac8c \ub418\uc5c8\ub2e4. 2008\ub144\uc5d0 \ud380\ub4dc\ub97c \ud574\uc9c0\ud558\uc9c0 \uc54a\uace0 \uc9c0\uc18d\ud588\ub2e4\uba74 \uc624\ud788\ub824 \uc9c0\uae08\uc740 \uaf64 \uacbd\uc81c\uc801 \uc5ec\uc720\uac00 \uc788\uc5c8\uc744 \uac83\uc774\ub77c\ub294 \uc0dd\uac01. \uc9c0\uc18d\uc801\uc73c\ub85c \ubbf8\uad6d\uc5d0 \ud22c\uc790\ud588\ub2e4\uba74 \ub300\ubc15\uc774\uc5c8\uc744 \uac83\uc774\ub77c\ub294 \uc0dd\uac01, \uc9c0\uc18d\uc801\uc73c\ub85c \uc0bc\uc131\uacfc \uc6b0\ub9ac\ub098\ub77c \uc77c\ubd80 \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ub97c \ud588\uc5b4\ub3c4 \ub300\ubc15\uc774\uc5c8\uc744 \uac83\uc774\ub77c\ub294 \uc0dd\uac01\uc774 \ub4e4\uc5c8\ub2e4. \uadf8\ub798\ud504\ub294 \uc7a5\uae30\ud22c\uc790\uac00 \uc633\ub2e4\ub294 \uac83\uc744 \uadf8\ub300\ub85c \ubcf4\uc5ec\uc8fc\uace0 \uc788\uc5c8\ub2e4. \ud55c 10\ub144 \uc815\ub3c4\uc758 \uc7a5\uae30\ud22c\uc790\ub77c\uba74 \uc548\uc804\ud558\ub2e4\uace0 \ubcf4\ub294 \uac83\uc774 \uc633\uc740 \uac83 \uac19\ub2e4. \ub54c\ubb38\uc5d0 \uc774 \ud6c4\ud68c\uc640 \ubc18\uc131\uc870\ucc28\ub3c4 \ub108\ubb34 \ub2a6\uc5c8\ub2e4.<\/p>\n<p>\uc2ec\uc9c0\uc5b4\ub294 \ub2e8\ud0c0\ub85c \ub3c8\uc744 \ubc84\ub294 \uac83\ub3c4 \uac00\ub2a5\ud55c \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \uc885\ubaa9 \uc124\uc815\uc744 \uc798 \ud574\uc11c \uc6b0\ub7c9\ud558\uba74\uc11c\ub3c4 \ud558\ub8e8\ud558\ub8e8\uc758 \ubcc0\ub3d9\uc131\uc774 \ud070 \uba87 \uc885\ubaa9\uc73c\ub85c \ub2e8\ud0c0\ub97c \uc9c4\ud589\ud55c\ub2e4\uba74 \uac00\ub2a5\ud558\ub2e4. \uc774\ub7f0 \uc885\ubaa9\uc73c\ub85c \ub9e4\uc77c\ub9e4\uc77c \ub2e8\ud0c0\ub97c \uce58\uba74 \uc8fc\uc2dd \uc218\uac00 \ub298\uc5b4\ub09c\ub2e4. \ub2e8\uc9c0 \uc870\uae08 \ub354 \uc704\ud5d8\ud558\uace0, \ub178\ub3d9\uc744 \ud574\uc57c \ud558\uba70 \uc2a4\ud2b8\ub808\uc2a4\uac00 \ub9ce\uc544\uc9c0\ub294 \uac83\ubfd0\uc774\ub2e4. \ud55c\ub9c8\ub514\ub85c \ub2e8\ud0c0\ub294 \uc790\ubcf8\ub9cc\uc73c\ub85c \ub3c8\uc744 \ubc84\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc77c\ubd80 \ub178\ub3d9\uc774 \ucd94\uac00\ub418\uc5b4 \ub3c8\uc744 \ubc84\ub294 \uac83\uc774\ub2e4. \uc88b\uc740 \ub2e8\ud0c0\uafbc\uc774\ub77c\uba74 \uc7a5\uae30\ud22c\uc790 + a\uc758 \uc218\uc775\uc774 \uac00\ub2a5\ud574 \ubcf4\uc778\ub2e4. \ubb3c\ub860 \ub2e8\ud0c0\ub294 \uc804\uc5c5 \uc8fc\uc2dd\ud22c\uc790\uc790\uc5d0\uac8c \ud55c\uc815\ub41c \uac83\uc774\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c \uc7ac\ud14c\ud06c\uc5d0 \ub300\ud55c \ud604\uc7ac\uc758 \uc0dd\uac01\uc740 \uc544\ub798\uc640 \uac19\ub2e4.<\/p>\n<p>[line][\/line]<\/p>\n<p><span style=\"color: #0000ff;\">[1] \uc8fc\ud0dd \uad6c\ub9e4\ub294 \ub098\uc058\uc9c0 \uc54a\ub2e4.<\/span><\/p>\n<p>\ubb34\uc5c7\ubcf4\ub2e4\ub3c4 \ub808\ubc84\ub9ac\uc9c0 \ud6a8\uacfc\uac00 \uc788\ub2e4. LTV \uc548\uc5d0\uc11c 30\ub144 \uace0\uc815\uae08\ub9ac \ub300\ucd9c\uc774 \uac00\ub2a5\ud558\ub2e4. \uc874\uacbd\ud558\ub294 \uc874\ub9ac\ub2d8\uc740 \uc8fc\ud0dd \uad6c\ub9e4\uac00 \uc190\uc2e4\uc774 \ub354 \ud06c\ub2e4\uace0 \ubcf4\uc9c0\ub9cc, \uac1c\uc778\uc801\uc73c\ub85c \uc774\ub4dd\uc774 \ub354 \ud06c\ub2e4\uace0 \uc0dd\uac01\ud55c\ub2e4. \uc6d4\uc138\ub85c 30\ub144 \uc774\uc0c1\uc744 \uc0b4\uc544\ubd24\ub2e4. \uc6d4\uc138\ub294 \ub354 \ube44\uc2f8\uba70, \ub2e4\uc591\ud55c \ubb38\uc81c\uc640 \ud568\uaed8 \uad00\ub828\ub41c \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud55c\ub2e4. \ub9cc\uc57d 200\ub9cc \uc6d0 \uc774\uc0c1\uc758 \uc6d4\uc138 \uc9d1\uc5d0 \uc0b4 \uc218 \uc788\ub2e4\uba74 \uc874\ub9ac\ub2d8\uc758 \ub9d0\uc774 \uc633\uc744 \uc218\ub3c4 \uc788\ub2e4. \ud558\uc9c0\ub9cc 2020\ub144 12\uc6d4 \ud604\uc7ac \uae30\uc900 120\ub9cc \uc6d0 \uc774\ud558\uc758 \uc6d4\uc138\ub77c\uba74, \uadf8\ub0e5 \uc9d1\uc744 \uc0ac\ub294 \uac8c \uc633\ub2e4. \ub0b4 \uc0dd\uac01\uc5d0\ub294 \uadf8\ubd84\uc774 \ube44\uc2fc \uc6d4\uc138\ub97c \uc0b4\uc544\uc11c \uc774 \ubd80\ubd84\uc744 \uc798 \ubaa8\ub974\ub294 \uac83 \uac19\ub2e4. \ud55c\ub9c8\ub514\ub85c \ubd80\uc790\ub294 \uc6d4\uc138\uc5d0 \uc0b4\uc544\ub3c4 \ub418\uc9c0\ub9cc \uac00\ub09c\ud55c \uc0ac\ub78c\uc740 \uc624\ud788\ub824 \uc9d1\uc744 \uc0ac\ub294 \uac83\uc774 \uc633\ub2e4. \ub098\uc758 \ub3c8\uc744 \ubc8c\uc5b4\uc57c \ud558\ub294 \uc6d0\ub3d9\ub825\uc740 \uac00\ub09c\ud55c \uc6d4\uc138 \uc9d1\uc758 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uace0\uc790 \uc2dc\uc791\ub41c \uac83\uc774\uc5c8\ub2e4. \uc6d4\uc138\uac00 \ube44\uc6a9\uc774 \ube44\uc2f8\uc11c \uc9d1\uc744 \ub9e4\uc785\ud55c \uac83\uc774\ub2e4. \ub0a8\ud55c\ud14c \uc798 \ubcf4\uc774\uae30 \uc704\ud574\uc11c \ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub2e4. \uc790\uc138\ud55c \uacc4\uc0b0\uc740 \ubcf5\uc7a1\ud574\uc11c \uc0dd\ub7b5\ud558\uc9c0\ub9cc, \uac00\ub09c\ud55c \uc6d4\uc138\uc0b4\uc774\ub97c \ud558\uc2dc\ub294 \ubd84\ub4e4\uc740 \uc54c \uac83\uc774\ub2e4.<\/p>\n<p>\ub610\ud55c \uc8fc\ud0dd \uac00\uaca9\ub3c4 \uc7a5\uae30\uc801\uc73c\ub85c \uc6b0\uc0c1\ud5a5\ud55c\ub2e4. \uc6b0\ub7c9\uc8fc\ub4e4\uacfc \ub9c8\ucc2c\uac00\uc9c0\uc774\ub2e4.<\/p>\n<ul>\n<li> \uc874\ub9ac\ub2d8\uc774 \ubc84\uc2a4\ud0c0\uace0 \ub2e4\ub2cc\ub2e4\ub294 \uc598\uae30\uac00 \uc788\ub358\ub370, \ub3c8\uc774 \ub9ce\uc73c\uba74 \uc18c\ube44\ub97c \ub9ce\uc774 \ud558\ub294 \uac83\uc774 \uc138\uc0c1\uc744 \uc704\ud558\ub294 \uac83\uc774\ub2e4. \uc874\ub9ac\ub2d8 \uc815\ub3c4\uc758 \ubd80\uc790\uac00 \ubc84\uc2a4\ud0c0\uace0 \ub2e4\ub2c8\uba74 \uacbd\uc81c\uac00 \uc548\ub3cc\uc544\uac04\ub2e4. \ucc28\ub3c4 \uc0ac\uace0 \uba85\ud488\ub3c4 \uc0ac\uace0 \uc18c\ube44\ub97c \ub9ce\uc774 \ud574\uc8fc\uc154\uc57c \ud55c\ub2e4. \ubb3c\ub860 \uc544\ubb34\ub3c4 \ubaa8\ub974\uac8c \uae30\ubd80\ub97c \ub9ce\uc774 \ud558\uc2e4 \uc2a4\ud0c0\uc77c\ub85c \ubcf4\uc774\uae30\ub3c4 \ud558\uace0&#8230; \uae30\ubd80\ub294 \ub354 \uc88b\ub2e4. <\/li>\n<\/ul>\n<p><span style=\"color: #0000ff;\">[2] \uc7a5\uae30 \uc8fc\uc2dd \ud22c\uc790\ub294 \uc88b\uc544 \ubcf4\uc778\ub2e4.<\/span><\/p>\n<p>\uc801\ub9bd\uc2dd \ud380\ub4dc\ucc98\ub7fc \ub9e4\uc218\ud558\uba74 \uc548\uc804\ud55c \ud3b8\uc774\ub2e4. \uacfc\uac70\uc758 \uc8fc\uac00 \uadf8\ub798\ud504\uac00 \ubaa8\ub4e0 \uac83\uc744 \uc99d\uba85\ud558\uace0 \uc788\ub2e4. \ub2e8, \uc6cc\ub7f0 \ubc84\ud54f\uc758 \ub9d0\ucc98\ub7fc \uc601\uc6d0\ud788 \ud314\uc9c0 \uc54a\uc744 \uc218 \uc788\ub294 \uc8fc\uc2dd\uc744 \uc0ac\uc57c \ud55c\ub2e4. \uc6cc\ub7f0 \ubc84\ud54f\uc740 \uc601\uc6d0\ud788 \ubcf4\uc720\ud560 \uc218 \uc5c6\ub294 \uc8fc\uc2dd\uc740 \ub2e8 10\ubd84\ub3c4 \ubcf4\uc720\ud558\uc9c0 \uc54a\ub294\ub2e4\uace0 \ud588\ub2e4. \uc2dc\uc7a5\uc758 \ud558\ub77d\uc5d0 \uc2e0\uacbd \uc4f8 \ud544\uc694 \uc5c6\ub2e4. \ud574\ub2f9 \uc8fc\uc2dd\uc744 \ub354 \uc2f8\uac8c \uc0b4 \uc218 \uc788\uc73c\ub2c8 \uae30\ubed0\ud574\uc57c \ud55c\ub2e4. \uad49\uc7a5\ud788 \uae34 \uc7a5\uae30 \ud22c\uc790\uc774\ub2c8, \uaf2d \uc5ec\uc720 \uc790\uae08\uc73c\ub85c \uc9c4\ud589\ud574\uc57c \ud55c\ub2e4. \uac11\uc790\uae30 \ud558\ub77d\uc7a5\uc5d0 \ud280\uc5b4\ub098\uac00\uba74 \uc548 \ub418\ub2c8 \ub9d0\uc774\ub2e4. \uc8fd\uc744 \ub54c\uae4c\uc9c0 \ud314\uc9c0 \uc54a\uc744 \uc218 \uc788\uc744 \uc815\ub3c4\uc758 \ubbff\uc74c\uc774 \uc788\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n<p>\ubb3c\ub860 \uac1c\uc778\uc801\uc778 \uc0ac\uc815\uc774 \uc544\ub2cc, \uae30\uc5c5\uc774 \ub9e4\ucd9c\uc774 \ub5a8\uc5b4\uc9c0\uace0 \uc601\uc5c5\uc774\uc775\uc774 \ub5a8\uc5b4\uc9c0\uba74 \ud314\uc544\uc57c \ud55c\ub2e4. \uc790\uc2e0\uc774 \ubbff\ub294 \uae30\uc5c5\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc774\uc9c0, \uc544\ubb34 \uc8fc\uc2dd\uc774\ub098 \uac00\uc9c0\uace0 \uc788\ub294\ub2e4\uace0 \ub3c8\uc774 \ub420 \uac83\uc73c\ub85c \ubcf4\uc774\uc9c0\ub294 \uc54a\ub294\ub2e4.<\/p>\n<p><span style=\"color: #0000ff;\">[3] \ub2e8\ud0c0\ub3c4 \uac00\ub2a5\uc740 \ud574 \ubcf4\uc778\ub2e4.<\/span><\/p>\n<p>\uc885\ubaa9 \uc120\ud0dd\uc744 \uc798\ud558\uba74 \uc548 \ub420 \uc774\uc720\uac00 \uc5c6\ub2e4. \ucd5c\uadfc 20\uc77c \uc815\ub3c4 \ubbf8\uad6d \uc7a5\ub9cc \ubd24\ub294\ub370, \ucd08\ubcf4\uc778 \ub0b4 \ub208\uc5d0\ub3c4 \ubcf4\uc778\ub2e4. \uac00\ub054 \ud574\ubcf4\uba74 2 ~ 3%\uc758 \uc218\uc775\uc744 \ubc14\ub85c \ub0b4\uace0 \uadf8 \uc8fc\uc2dd\uc740 \uacc4\uc18d \ubcf4\uc720\ud560 \uc218 \uc788\ub2e4. \ud2b8\ub808\uc774\ub529 \uc2dc\uc2a4\ud15c\uc5d0 \ubcf4\uc774\ub294 \ud3c9\ub2e8\uac00\ub294 \uc62c\ub77c\uac00\uc9c0\ub9cc, \uc2e4\uc81c \ud3c9\ub2e8\uac00\ub294 \ub0b4\ub824\uac00\ub294 \uac83\uc774\ub2e4. \uadf8 \ucc28\uc561\ub9cc\ud07c\uc774 \uc313\uc778\ub2e4. \uadf8 \ub3c8\uc73c\ub85c \ub2e4\ub978 \uc8fc\uc2dd\uc744 \uc0b4 \uc218 \uc788\ub2e4. \uac00\ub054 \uc2ec\uc2ec\ud558\uace0 \ud655\uc2e4\ud560 \ub54c, \uc624\ub97c \ub54c \ud314\uc558\ub2e4\uac00 \ub0b4\ub9b4 \ub54c \uc0ac\uba74 \ub9c8\ubc95\ucc98\ub7fc \ub3c8\uc774 \ub9cc\ub4e4\uc5b4\uc9c4\ub2e4. \ub2e8, \uc81c\ub300\ub85c \ud558\ub824\uba74 \uc804\uc5c5\ud22c\uc790\uc790\ub9cc \uac00\ub2a5\ud558\ub2e4. \ub178\ub3d9\uc744 \ud574\uc57c \ud558\uba70, \uc2a4\ud2b8\ub808\uc2a4\uac00 \uac15\ud558\ub2e4.<\/p>\n<p>\uc774\ubd84\ub4e4 \ub2e8\ud0c0 \uc885\ubaa9\uc744 \ub9e4\uc77c \uace0\ub97c \uac83\uc774\uace0, \ub9e4\uc77c \ub9e4\uc218 \ub9e4\ub3c4\ub97c \ud574\uc57c \ud55c\ub2e4. \ub9e4\ub3c4\ud558\uace0 \ub2e4\uc2dc \ub9e4\uc218\ud560 \ub54c\ub294 \ub9e4\ub3c4\ud55c \uac00\uaca9\ubcf4\ub2e4 \uc8fc\uac00\uac00 \ub5a8\uc5b4\uc838 \uc788\uc5b4\uc57c \ud558\uace0 \ub610\ub2e4\uc2dc \ub9e4\uc218\ud588\uc744 \ub54c\ub294 \ub2e4\uc2dc \uc8fc\uac00\uac00 \uc62c\ub77c\uc57c \ud55c\ub2e4. \uacb0\uad6d \uc911\uae30\uc801\uc73c\ub85c \uc6b0\uc0c1\ud5a5\ud558\ub294 \ubcc0\ub3d9\uc131\uc774 \ub192\uc740 \uc885\ubaa9\uc744 \uc120\ud0dd\ud574\uc11c \ub9e4\uc77c \uac19\uc774 \ubbff\uc74c\uc744 \uac00\uc9c0\uace0 \uae30\ub2e4\ub9ac\ub294 \uac83\uc774\ub2e4. \ubcf4\ud1b5 \uc77c\uc774 \uc544\ub2d0 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.<\/p>\n<p>\ub098\uc640\ub294 \uac70\ub9ac\uac00 \uba3c \uc598\uae30\ub2e4.<\/p>\n<p>[line][\/line]<\/p>\n<p>\ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc8fc\ud0dd\uc2dc\uc7a5\uacfc \uc8fc\uc2dd\uc2dc\uc7a5\uc5d0 \ub300\ud574\uc11c \uc5b4\ub834\ud48b\uc774 \uc54c\uac8c \ub41c \uac83 \uac19\ub2e4. \ub098\ub294 \uc5bc\ub9c8\ub098 \ubaa8\ub974\ub294 \uac83\uc774 \ub354 \ub9ce\uc774 \ub0a8\uc544\uc788\ub294 \uac83\uc77c\uae4c? \ucd5c\ub300\ud55c \ube68\ub9ac \uc54c\uace0 \uc2f6\ub2e4. \uc774 \uae40\uc5d0 \uba48\ucd94\uc9c0 \uc54a\uace0 \ud30c\ubcfc \uc608\uc815\uc774\ub2e4.<\/p>\n<p>1990\ub144\ubd80\ud130 \uc9c0\uae08\uae4c\uc9c0\uc758 \ub098\uc2a4\ub2e5\uc9c0\uc218\uc640 \ub2e4\uc6b0\uc9c0\uc218\ub97c \ucca8\ubd80\ud558\uba70 \ub9c8\uce5c\ub2e4.<\/p>\n<ul>\n<li> \ub098\uc2a4\ub2e5\uc9c0\uc218\uc5d0\ub294 \ub2f7\ucef4 \ubc84\ube14\uc774 \ud06c\uac8c \ud45c\uc2dc\ub418\uc5b4 \uc788\ub2e4. \ub2f7\ucef4 \ubc84\ube14 \ub54c, \ub3c5\uc77c\uc740 \uc544\uc608 \uad00\ub828 \uc2dc\uc7a5\uacfc \uc9c0\uc218 \uc790\uccb4\uac00 \uc5c6\uc5b4\uc84c\ub2e4. \ubbf8\uad6d\ub3c4 \uc774\ub54c\ubd80\ud130\uc758 \ud68c\ubcf5\uc5d0 20\ub144\uc774 \uac78\ub838\ub2e4. \uc9c0\uae08\ub3c4 \uadf8\ub7f0 \ub54c\ub294 \uc544\ub2d0\uae4c? \uadf8\uac74 \uc544\ubb34\ub3c4 \ubaa8\ub978\ub2e4. \ub2e4\ub9cc, \ub2f7\ucef4 \ubc84\ube14\uc774 \uc788\uc5c8\uc744 \ub54c\ub294 \ubbf8\uad6d\uc758 \uae30\uc900\uae08\ub9ac\uac00 5% \uc218\uc900\uc5d0\uc11c 6% \uc218\uc900\uc73c\ub85c \uc0c1\uc2b9 \uc911\uc774\uc5c8\uace0, \uc9c0\uae08 \ubbf8\uad6d \uae08\ub9ac\ub294 0.25%\uc774\uba70, \uc0c1\uc2b9 \uc608\uc815\uc774 \uc5c6\ub2e4. \ubbf8\uad6d\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc6b0\ub9ac\ub098\ub77c\ub3c4 \uc800\uae08\ub9ac\uc5d0 \uc8fc\uac00\ub294 \ucd5c\uace0\uc810\uc744 \ucc0d\uace0 \uc788\ub294 \uc0c1\ud669\uc5d0 \ub450\ub824\uc6c0\uc774 \uc5c6\uc9c0\ub294 \uc54a\ub2e4.  <\/li>\n<li> \ub2e4\uc6b0\uc9c0\uc218\uc5d0\ub294 \ub2f7\ucef4 \ubc84\ube14\uc740 \uc2ec\ud558\uc9c0 \uc54a\uc9c0\ub9cc, 2008\ub144 \uae08\uc735\uc704\uae30 \ub300\uce68\uccb4 \ub54c\uc758 \ud558\ub77d\ud3ed\uc740 \uc2ec\ud588\ub358 \uac83\uc744 \ubcfc \uc218 \uc788\ub2e4. \ud68c\ubcf5\ub418\ub294\ub370 5\ub144 \uac00\uae4c\uc774\uc758 \uc2dc\uac04\uc774 \uac78\ub9b0 \uac83\uc744 \ubcfc \uc218 \uc788\ub2e4. \uc774 \ub54c\ub3c4 \uae30\uc900\uae08\ub9ac\uac00 2% \uc218\uc900\uc5d0\uc11c 5% \uc218\uc900\uc73c\ub85c \uc62c\ub77c\uc628 \uc0c1\ud669\uc774\uc5c8\ub2e4. \uc704\uae30\uac00 \uc2dc\uc791\ub418\uc790 \uae30\uc900 \uae08\ub9ac\ub294 \ubc14\ub85c \ud558\ub77d\ud588\ub2e4. \uadf8\ub9ac\uace0 2020\ub144\uc758 COVID-19, \ub300\ubd09\uc1c4\uc5d0 \uc758\ud55c \ud558\ub77d\ud3ed\ub3c4 \ubcf4\uc778\ub2e4. \ub9e4\uc6b0 \ube60\ub974\uac8c \ud68c\ubcf5\ub410\ub2e4. \ub450\ub824\uc6b8 \uc815\ub3c4\ub85c \ube60\ub974\uac8c \ud68c\ubcf5\ub410\ub2e4. \uc800 \ub54c \ub4e4\uc5b4\uac14\uc5b4\uc57c \ub418\ub294 \uac83\uc778\ub370&#8230; (\uc774\uac74 \uc0ac\uc2e4 \ubed4\ud788 \uc54c\uba74\uc11c \ub193\uce5c \uac83\uc774\ub77c\ub294&#8230;) \uc5ec\ub2f4\uc73c\ub85c 1930\ub144\uc758 \ub300\uacf5\ud669\ub54c \uc8fc\uac00\uc758 \ud68c\ubcf5\uc5d0 \uac78\ub9b0 \uc2dc\uac04\uc740 25\ub144\uc774\uc5c8\ub2e4. \uc9c0\uae08\uc740 \uacbd\uc81c\ud559\uc758 \uc218\uc900\uc774 \uadf8 \ub54c\uc758 \uacbd\uc81c\ud559\ubcf4\ub2e4 \uc9c4\ud654\ud588\uc73c\ub2c8 \uac01 \uad6d\uc758 \uc815\ubd80\ub4e4\uc774 \ud68c\ubcf5\uc5d0 25\ub144\uc774 \uac78\ub9ac\uac8c \ub194\ub450\uc9c0 \uc54a\uc740 \uac83\uc774\ub77c\ub294 \ub9e4\uc6b0 \uc791\uc740 \ubbff\uc74c\uc740 \uc788\ub2e4. <\/li>\n<li> \ud604\uc7ac \uc628\ub77c\uc778\uc0c1\uc5d0\uc11c \ud14c\uc2ac\ub77c\uc5d0 \ubab0\ube75\ud55c \uc0ac\ub78c\ub4e4\uc744 \ub9ce\uc774 \ubcf4\uace0 \uc788\ub2e4. \uc77c\ub860 \uba38\uc2a4\ud06c\uc5d0 \uc2ec\ucde8\ud55c \uc9c4\uc815\ud55c \uc7a5\uae30 \ud22c\uc790\uc790\ub4e4\ub85c \ubcf4\uc778\ub2e4. \uc624\ub298\uc740 2020\ub144 12\uc6d4 21\uc77c, \ud14c\uc2ac\ub77c\uc758 S&#038;P \ud3b8\uc785\uc77c\uc774\ub2e4. \uc9c0\uae08\uae4c\uc9c0 \ub0a0\ub77c\uc654\ub358 \ub300\ub85c \ucb49 \ub0a0\uc544\uac08\uae4c? \uc544\ub2c8\uba74 \ub5a8\uc5b4\uc9c8\uae4c? \ub2f9\uc7a5 \uc624\ub298\uc758 \uc8fc\uac00\ub3c4 \uad81\uae08\ud558\uc9c0\ub9cc, 10\ub144 \ub4a4\ub294 \uc815\ub9d0 \uad81\uae08\ud558\ub2e4. 2030\ub144\uc5d0 \uaf2d \ud655\uc778\ud574\ubcfc \uac83\uc774\ub2e4.(2020\ub144 12\uc6d4 19\uc77c \uae30\uc900 695\ub2ec\ub7ec\uc774\ub2e4. \uc8fc\uc2dd\ubd84\ud560\uc744 \uc8fc\uc758\ud574\uc11c \ubcf4\uba74 \ub420 \ub4ef.) \uac1c\uc778\uc801\uc73c\ub85c \ud14c\uc2ac\ub77c\uc640 \uc77c\ub860 \uba38\uc2a4\ud06c\uac00 \uc88b\uc544\uc11c \uba87 \uc8fc \ub2f4\uae30\ub294 \ud558\uaca0\uc9c0\ub9cc, \ubb34\uc11c\uc6cc\uc11c \ub9ce\uc774\ub294 \ubabb \ub2f4\uaca0\ub2e4. <\/li>\n<li> \ub300\uccb4\uc801\uc73c\ub85c \uc704\uae30 \ub54c\ub294 \uae30\uc900\uae08\ub9ac \uc778\uc0c1\uc774 \uc788\uc5c8\ub2e4. \ud5a5\ud6c4 \uba87 \ub144 \uac04\uc740 \uae30\uc900\uae08\ub9ac \uc778\uc0c1\uc740 \uc788\uc744 \uc218 \uc5c6\uc744 \uac83 \uac19\ub2e4. \uae30\uc900\uae08\ub9ac \uc778\uc0c1 \uc5c6\uc774\ub3c4 \uacbd\uc81c\uc5d0 \uc704\uae30\uac00 \uc62c \uc218 \uc788\uc744\uae4c? \uad81\uae08\ud574\uc9c4\ub2e4. \uacb0\ub860 \ud558\ub098 \ub354 : \ubb34\ub9ac\ud558\uc9c0 \ub9d0\uc790. \ucc9c\ucc9c\ud788, \uc870\uae08\uc529! \uc5b4\ucc28\ud53c \ub2a6\uc5c8\uc73c\ub2c8 \uae09\ud560 \uac83\uc774 \uc5c6\ub2e4.<\/li>\n<\/ul>\n<p><img src=\"http:\/\/hyunsik.me\/wordpress\/wp-content\/uploads\/2020\/12\/img_3934-1024x1020.jpg\" alt=\"\" width=\"580\" style=\"border:1px solid black;\" \/><\/p>\n<p><img src=\"http:\/\/hyunsik.me\/wordpress\/wp-content\/uploads\/2020\/12\/img_3936-1024x1021.jpg\" alt=\"\" width=\"580\" style=\"border:1px solid black;\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2017\ub144 7\uc6d4\uc5d0 \uc8fc\ud0dd\uc744 \uad6c\ub9e4\ud558\uba74\uc11c \ud6c4\ud68c\ud588\uc5c8\ub2e4. \uc870\uae08 \ub2a6\uc5c8\ub2e4\uace0 \uc0dd\uac01\ud588\uae30 \ub54c\ubb38\uc774\uc5c8\ub2e4. \ub354 \ube68\ub9ac \uc0ac\uc57c \ud588\uc744 \uac83\uc744&#8230; \ub2f9\uc2dc \uadf8 \uc678\uc758 \uc9c0\ub09c \ub098\uc758 \uc7ac\ud14c\ud06c\uc5d0\ub294 \uc5b4\ub5a4 \ubb38\uc81c\ub3c4 \uc5c6\uc5c8\ub2e4\uace0 \ubbff\uace0 \uc788\uc5c8\ub2e4. \uc624\uc9c1 \uc8fc\ud0dd \uad6c\ub9e4\uac00 \ub2a6\uc5c8\ub2e4\ub294 \uc0dd\uac01\ubfd0 \uc774\uc5c8\ub2e4. \ud558\uc9c0\ub9cc \uc694\uc998, 2020\ub144 12\uc6d4\uc5d0\ub294 \uc8fc\uac00\uc758 \uae09\uc0c1\uc2b9\uc5d0 \ub5a0\ubc00\ub824 \uc8fc\uc2dd \uad00\ub828 \uacf5\ubd80\ub97c \ud558\uac8c \ub418\uba70, \ub354 \ud070 \ud6c4\ud68c\ub97c \ud558\uac8c \ub418\uc5c8\ub2e4. \uc8fc\uc2dd \ud22c\uc790\ub97c \ucc98\uc74c \uc811\ud55c \uac83\uc740 2006\ub144\uc774\uc5c8\ub2e4. \ud559\uc0dd\uc774\uc5c8\ub2e4. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":""},"categories":[17],"tags":[1098,2466,2464,2403,2465],"jetpack_featured_media_url":"","views":"","jetpack-related-posts":[],"_links":{"self":[{"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/15084"}],"collection":[{"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=15084"}],"version-history":[{"count":49,"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/15084\/revisions"}],"predecessor-version":[{"id":15966,"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/15084\/revisions\/15966"}],"wp:attachment":[{"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=15084"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=15084"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=15084"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}