{"id":14314,"date":"2020-11-19T04:05:15","date_gmt":"2020-11-18T19:05:15","guid":{"rendered":"http:\/\/hyunsik.me\/wordpress\/?p=14314"},"modified":"2022-04-14T03:23:01","modified_gmt":"2022-04-13T18:23:01","slug":"%ec%a7%a7%ea%b3%a0-%ec%89%ac%ec%9a%b4-%ea%b2%bd%ec%a0%9c-%ed%99%94%ed%8f%90-%ed%86%b5%ed%99%94-%eb%8f%88-%ea%b7%b8%eb%a6%ac%ea%b3%a0-%ed%86%b5%ed%99%94%eb%9f%89%ec%9d%84-%ec%a6%9d%ea%b0%80","status":"publish","type":"post","link":"http:\/\/hyunsik.me\/wordpress\/?p=14314","title":{"rendered":"[\uc9e7\uace0 \uc26c\uc6b4 \uacbd\uc81c] \ud654\ud3d0, \ud1b5\ud654, \ub3c8, \uadf8\ub9ac\uace0 \ud1b5\ud654\ub7c9\uc744 \ucc3d\ucd9c\ud558\ub294 \uc2e0\uc6a9\ucc3d\uc870\ub294 \ubb34\uc5c7\uc778\uac00?"},"content":{"rendered":"<p>[mqe][\/mqe]<\/p>\n<p><img src=\"http:\/\/hyunsik.me\/wordpress\/wp-content\/uploads\/2020\/11\/money2-1-1024x357.png\" alt=\"\" width=\"580\"\/><\/p>\n<p><strong style=\"color: #ff0000; font-size: 15pt;\">1. \uc2dc\uc791\ud558\uba70<\/strong><\/p>\n<p>\ud654\ud3d0\uc640 \ud1b5\ud654\uc758 \uc758\ubbf8\uc640 \uadf8 \ucc28\uc774\uc810, \uadf8\ub9ac\uace0 \ud1b5\ud654\ub97c \ucc3d\ucd9c\ud558\ub294 \uc2e0\uc6a9\ucc3d\uc870 \ubc29\uc2dd\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uace0\uc790 \ud55c\ub2e4.<\/p>\n<ul>\n<li>\ubcf8 \ub0b4\uc6a9\uc758 \uac00\uc7a5 \ud070 \ubaa9\uc801\uc740 \uc2e0\uc6a9\ucc3d\uc870(\ud1b5\ud654\ucc3d\ucd9c)\uc5d0 \ub300\ud55c \uc18c\uac1c\uc774\ub2e4.<\/li>\n<li>\ud654\ud3d0\uc758 \uc870\uac74, \uc885\ub958, \uc5ed\uc0ac \ub4f1 : <a href=\"https:\/\/namu.wiki\/w\/%ED%99%94%ED%8F%90\" target=\"_blank\" rel=\"noopener noreferrer\">\ub098\ubb34\uc704\ud0a4\uc5d0\uc11c \ud654\ud3d0\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \ubcf4\uae30<\/a><\/li>\n<li>\uc790\ubcf8\uc8fc\uc758\uc758 \uacf5\uacf5\uc5f0\ud55c \ube44\ubc00\uc774\ub2e4. \ubcf8 \ub0b4\uc6a9\uc744 \ud1b5\ud574 \ud1b5\ud654\ub7c9\uc774 \uc5b4\ub5bb\uac8c \uc99d\uac00\uc640 \uc774\uc5d0 \ub530\ub978 \ud654\ud3d0 \uac00\uce58 \ud558\ub77d\uc774 \uc5b4\ub5a4 \ubc29\uc2dd\uc5d0 \uc758\ud574 \uc9c4\ud589\ub418\ub294\uc9c0 \uc54c \uc218 \uc788\ub2e4. \ud754\ud788 &#8220;\ubd80\uc790 \uc544\ube60, \uac00\ub09c\ud55c \uc544\ube60&#8221;\ub098 \ubd80\uc790 \ub418\uae30 \uc2dc\ub9ac\uc988 \uac19\uc740 \ucc45 \ub0b4\uc6a9\uc758 \ud575\uc2ec\uc774 \ub41c\ub2e4. <\/li>\n<\/ul>\n<p>\uc6b0\uc120 \uac01 \ub2e8\uc5b4\uc758 \uc0ac\uc804\uc801 \uc815\uc758\uac00 \ud544\uc694\ud558\ub2e4.<\/p>\n<p><span style=\"color: #008000;\">\ud654\ud3d0(Money) : \uc0c1\ud488 \uad50\ud658 \uac00\uce58\uc758 \ucc99\ub3c4\uac00 \ub418\uba70 \uadf8\uac83\uc758 \uad50\ud658\uc744 \ub9e4\uac1c\ud558\ub294 \uc77c\ubc18\ud654\ub41c \uc218\ub2e8(\uc8fc\ud654, \uc9c0\ud3d0, \uc740\ud589\uad8c \ub4f1)<\/span><br \/>\n<span style=\"color: #008000;\">\ud1b5\ud654(Currency) : \uc720\ud1b5\ud654\ud3d0\uc758 \uc900\ub9d0\ub85c, \uc720\ud1b5 \uc218\ub2e8\uc774\ub098 \uc9c0\ubd88 \uc218\ub2e8\uc73c\ub85c\uc11c \uae30\ub2a5\ud558\ub294 \ud654\ud3d0<\/span><br \/>\n<span style=\"color: #008000;\">\ud1b5\ud654\ub7c9(Money stock, Money supply) : \uc77c\uc815 \uc2dc\uc810\uc5d0\uc11c \ud55c \ub098\ub77c\uc758 \uacbd\uc81c \ub0b4\uc5d0 \uc720\ud1b5\ub418\uace0 \uc788\ub294 \ud1b5\ud654\uc758 \uc591<\/span><\/p>\n<p><span style=\"color: #008000;\">\uc9c0\uae09\uc900\ube44\uc81c\ub3c4 : \uc740\ud589\uc774 \uc804\uccb4 \uc608\uae08\uc561 \uc911, \uc77c\uc815 \ube44\uc728 \uc774\uc0c1 \ud604\uae08\uc73c\ub85c \uac00\uc9c0\uace0 \uc788\uc5b4\uc57c \ud558\ub294 \uc81c\ub3c4<\/span><br \/>\n<span style=\"color: #008000;\">\uc9c0\uae09\uc900\ube44\uc728 : \uc804\uccb4 \uc608\uae08\uc561 \ub300\ube44 \uc9c0\uae09\uc900\ube44\uae08(\uc9c0\uc900\uae08)\uc758 \ube44\uc728<\/span><\/p>\n<ul>\n<li>\ud604\uc7ac \ub300\ud55c\ubbfc\uad6d\uc758 \uacbd\uc6b0 \ubc95\uc815 \uc9c0\uae09\uc900\ube44\uc728\uc740 7%\uc774\ub2e4.<\/li>\n<\/ul>\n<p>[line][\/line]<\/p>\n<p><strong style=\"color: #ff0000; font-size: 15pt;\">2. \ud654\ud3d0\uc640 \ud1b5\ud654<\/strong><\/p>\n<p>\uc6b0\uc120 &#8216;\ub3c8&#8217;\uc740 \ud654\ud3d0\ub098 \ud1b5\ud654\uc640 \ube44\uc2b7\ud560 \ub54c\ub3c4 \uc788\uc9c0\ub9cc, \uc5c4\ubc00\ud558\uac8c\ub294 \ub2e4\ub978 \ub2e8\uc5b4\uc774\ub2e4. &#8216;\ud604\uae08&#8217;\uc774\ub098 &#8216;\ud654\ud3d0&#8217;\ub97c \uc758\ubbf8\ud558\uae30\ub3c4 \ud558\uace0, \ub610 \uc804\ud600 \ub2e4\ub978 \uc758\ubbf8\uc778 &#8216;\uc790\uc0b0&#8217;\uc744 \uc758\ubbf8\ud560 \ub54c\ub3c4 \uc788\ub2e4. \ucd94\uc0c1\uc801\uc778 \ub2e8\uc5b4\uc774\ub2e4. \uc55e \ub4a4 \ub9e5\ub77d\uc5c6\uc774 &#8220;\ub3c8 \uc788\uc5b4?&#8221; \ub77c\uace0 \ud558\uba74 \ud604\uae08\uc774 \uc788\ub0d0\ub294 \uac74\uc9c0, \ud654\ud3d0\uac00 \uc788\ub0d0\ub294 \uac74\uc9c0, \uc790\uc0b0\uc774 \uc788\ub0d0\ub294 \uac83\uc778\uc9c0 \uc54c \uc218\uac00 \uc5c6\ub2e4. \ub54c\ubb38\uc5d0 \ubcf8 \ub0b4\uc6a9\uc5d0\uc11c &#8216;\ub3c8&#8217;\uc774\ub77c\ub294 \ub2e8\uc5b4\ub97c \uc0ac\uc6a9\ud560 \uc218\ub294 \uc5c6\ub2e4.<\/p>\n<p><span style=\"color: #0000ff;\">[1] \ud654\ud3d0<\/span><br \/>\n<span style=\"color: #008000;\">[ \ud654\ud3d0 = \ud604\uae08 + \uc774\uc804\uac00\ub2a5\uc694\uad6c\ubd88\uc608\uae08 ]<\/span><br \/>\n\uc774\uc804\uac00\ub2a5\uc694\uad6c\ubd88\uc608\uae08\uc774 \ud654\ud3d0\uc778 \uc774\uc720\ub294 \uc989\uc2dc \uc774\uc804(\uc774\uccb4)\uc774 \uac00\ub2a5\ud558\ubbc0\ub85c, \ud604\uae08\uacfc \uc644\uc804\ud788 \ub3d9\uc77c\ud558\uae30 \ub54c\ubb38\uc774\ub2e4. \uc218\ud45c, \uc9c1\ubd88\uce74\ub4dc, \uc774\uccb4 \ub4f1\uc758 \ubc29\uc2dd\uc744 \ud1b5\ud574\uc11c \ud604\uae08\uc744 \uc8fc\ub294 \uac83\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc9c0\ubd88\uc774 \uac00\ub2a5\ud558\ub2e4. \uc2e0\uc6a9\uc744 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uace0 \ubc14\ub85c \uc9c0\ubd88\uc774 \uac00\ub2a5\ud558\ub2e4.<\/p>\n<ul>\n<li>\uc9c1\ubd88\uce74\ub4dc\ub294 \uccb4\ud06c\uce74\ub4dc\uc640\ub294 \ub2e4\ub974\ub2e4. \uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c\ub9dd\uc744 \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub2e4. \uc740\ud589 \uacc4\uc88c\uc5d0\uc11c \uc2e4\uc2dc\uac04\uc73c\ub85c \ub300\uae08\uc744 \uc778\ucd9c\ud558\ub294 \ubc29\uc2dd\uc744 \uc0ac\uc6a9\ud55c\ub2e4. \uc9c1\ubd88\uce74\ub4dc\uc758 \uc0ac\uc6a9\uc740 \uc0ac\uc2e4\uc0c1 \ud604\uae08\uc744 \uc9c0\ubd88\ud558\ub294 \uac83\uacfc \ub3d9\uc77c\ud55c \uac83\uc774\ub2e4.<\/li>\n<li>\uc218\ud45c\ub97c \ubc1c\ud589\ud560 \ub54c\uc5d0\ub294 \ud56d\uc0c1 \uc218\ud45c \uae08\uc561\ub9cc\ud07c\uc758 \uc790\uae08\uc774 \uacc4\uc88c\uc5d0 \uc608\uae08\uc73c\ub85c \uc788\uc5b4\uc57c \ub41c\ub2e4. \ub54c\ubb38\uc5d0 \uc218\ud45c\ub97c \uc9c0\uae09\ud558\ub294 \uac83\uc740 \ud604\uae08\uc744 \uc9c0\ubd88\ud558\ub294 \uac83\uacfc \uc0ac\uc2e4\uc0c1 \ub3d9\uc77c\ud55c \uac83\uc774\ub2e4.<\/li>\n<li>\uc608\uae08\uc744 \uc774\uccb4\ud558\ub294 \uac83\uc740 \ub2f9\uc5f0\ud788 \ud604\uae08\uc744 \uc9c0\ubd88\ud558\ub294 \uac83\uacfc \ub3d9\uc77c\ud55c \uac83\uc774\ub2e4.<\/li>\n<\/ul>\n<p><span style=\"color: #0000ff;\">[2] \ud1b5\ud654<\/span><\/p>\n<p>\ud1b5\ud654\ub294 \ud1b5\ud654 \uc9c0\ud45c\uc5d0 \ub530\ub77c \uc5ec\ub7ec \uc885\ub958\ub85c \uad6c\ubd84\ub41c\ub2e4. \ud1b5\ud654 \uc9c0\ud45c\ub294 \uc544\ub798\uc640 \uac19\ub2e4.<br \/>\n<img style=\"border: 1px solid black;\" src=\"http:\/\/hyunsik.me\/wordpress\/wp-content\/uploads\/2020\/11\/money-1.png\" alt=\"\" width=\"580\" \/><\/p>\n<p><center>\u203b \uc704 \ud45c\ub294 \ud55c\uad6d\uc740\ud589 \uacbd\uc81c\uad50\uc721\uc5d0\uc11c \ud37c\uc628 \uc790\ub8cc\uc784.<\/center>&nbsp;<\/p>\n<p>\uc6b0\uc120 \uc704 \ud45c\uc5d0\ub294 \uc5c6\ub294, M0\ub294 \ubcf8\uc6d0\ud1b5\ud654\uc774\ub2e4. \ubbfc\uac04\ud654\ud3d0\ubcf4\uc720\uc561\uacfc \uc9c0\uae09\uc900\ube44\uae08\uc758 \ud569\uc774\ub2e4.<br \/>\n<span style=\"color: #008000;\">[ \ubcf8\uc6d0\ud1b5\ud654 M0 = \ud604\uae08 + \uc774\uc804\uac00\ub2a5\uc694\uad6c\ubd88\uc608\uae08 + \uc608\uae08\uc740\ud589\uc758 \uc9c0\uae09\uc900\ube44\uae08(\uc2dc\uc7ac\uae08 \ud3ec\ud568) ]<\/span><br \/>\n<span style=\"color: #008000;\">\uc989, [ \ubcf8\uc6d0\ud1b5\ud654 M0 = \ud654\ud3d0 + \uc608\uae08\uc740\ud589\uc758 \uc9c0\uae09\uc900\ube44\uae08(\uc2dc\uc7ac\uae08 \ud3ec\ud568) ]<\/span><\/p>\n<ul>\n<li>\uc6b0\ub9ac\ub098\ub77c\uc5d0\uc11c\ub294 M0 = MB(Monetary Base) \uc774\ub2e4. \ub2e4\ub978 \ub098\ub77c\ub4e4, \ud2b9\ud788 \ubbf8\uad6d\uacfc\uc758 \ucc28\uc774\uc810\uc774\ub2e4.<\/li>\n<\/ul>\n<p>M1\uc740 \ud611\uc758\ud1b5\ud654\uc774\ub2e4. M1\uc5d0\ub294 M0\uc640 \ud568\uaed8 \uacb0\uc81c\uc131 \uc608\uae08\ub3c4 \ud3ec\ud568\ub41c\ub2e4. M2\ub294 \uad11\uc758\ud1b5\ud654\uc774\uba70 M1\uacfc \ud568\uaed8 \uc800\ucd95\uc131 \uc608\uae08\ub3c4 \ud3ec\ud568\ub41c\ub2e4. Lf\ub294 \uae08\uc735\uae30\uad00 \uc720\ub3d9\uc131\uc774\ub2e4. \uadf8 \uc678\uc758 \ub0b4\uc6a9\uc740 \uc704 \ud45c\uc5d0 \uc788\ub294 \ub0b4\uc6a9\uacfc \ub3d9\uc77c\ud558\ub2e4. L\uc740 \uad11\uc758\uc720\ub3d9\uc131\uc774\ub2e4. \ud55c \ub098\ub77c\uc758 \uc804\uccb4 \uc720\ub3d9\uc131\uc758 \ud06c\uae30\ub97c \ub9d0\ud558\uba70, \uadf8 \uc678\uc758 \ub0b4\uc6a9\uc740 \uc704 \ud45c\uc5d0 \uc788\ub294 \ub0b4\uc6a9\uacfc \ub3d9\uc77c\ud558\ub2e4.<br \/>\n<span style=\"color: #008000;\">[ \ud611\uc758\ud1b5\ud654 M1 = \ud604\uae08 + \uc774\uc804\uac00\ub2a5\uc694\uad6c\ubd88\uc608\uae08 + \uc608\uae08\uc740\ud589\uc758 \uc9c0\uae09\uc900\ube44\uae08(\uc2dc\uc7ac\uae08 \ud3ec\ud568) + \uacb0\uc81c\uc131\uc608\uae08 ]<\/span><br \/>\n<span style=\"color: #008000;\">\uc989, [ \ud611\uc758\ud1b5\ud654 M1 = \ubcf8\uc6d0\ud1b5\ud654 M0 + \uacb0\uc81c\uc131\uc608\uae08 ]<\/span><br \/>\n<span style=\"color: #008000;\">[ \uad11\uc758\ud1b5\ud654 M2 = \ud604\uae08 + \uc774\uc804\uac00\ub2a5\uc694\uad6c\ubd88\uc608\uae08 + \uc608\uae08\uc740\ud589\uc758 \uc9c0\uae09\uc900\ube44\uae08(\uc2dc\uc7ac\uae08 \ud3ec\ud568) + \uacb0\uc81c\uc131\uc608\uae08 + \uc800\ucd95\uc131\uc608\uae08 ]<\/span><br \/>\n<span style=\"color: #008000;\">\uc989, [ \uad11\uc758\ud1b5\ud654 M2 = \ud611\uc758\ud1b5\ud654 M1 + \uc800\ucd95\uc131\uc608\uae08 ]<\/span><\/p>\n<ul>\n<li>\uc778\ud50c\ub808\uc774\uc158\uc744 \ud655\uc778\ud560 \ub54c, \uad11\uc758\ud1b5\ud654 M2\ub97c \uc0ac\uc6a9\ud55c\ub2e4.<\/li>\n<li>\uacb0\uc81c\uc131 \uc608\uae08 : \uc608\uae08 \ucde8\uae09 \uae30\uad00\uc758 \ub2f9\uc88c \uc608\uae08, \ubcf4\ud1b5 \uc608\uae08 \ub4f1\uc758 \uc694\uad6c\ubd88 \uc608\uae08\uacfc \uc800\ucd95 \uc608\uae08, \uc2dc\uc7a5 \uae08\ub9ac\ubd80 \uc218\uc2dc \uc785\ucd9c\uc2dd \uc608\uae08, \ub2e8\uae30 \uae08\uc735 \ud380\ub4dc \ub4f1\uc758 \uc608\uae08\uc744 \ud1b5\ud2c0\uc5b4 \uc774\ub974\ub294 \ub9d0.(\ub124\uc774\ubc84 \uad6d\uc5b4\uc0ac\uc804)<\/li>\n<li>2\ub144 \ubbf8\ub9cc\uc758 \uae30\ud0c0\uc608\uae08\uc740 \uc800\ucd95\uc131 \uc608\uae08\uc73c\ub85c \ubcfc \uc218 \uc788\uc73c\uba70, \uc801\uae08\uacfc \ube44\uc2b7\ud55c \uac83\ub4e4\uc744 \ub73b\ud55c\ub2e4. \uc5ec\uae30\uc11c\ub294 \uc800\ucd95\uc131 \uc608\uae08\uc73c\ub85c \ud45c\uae30\ud55c\ub2e4.<\/li>\n<\/ul>\n<p><span style=\"color: #0000ff;\">[3] \ud654\ud3d0\uc640 \ud1b5\ud654\uc758 \ucc28\uc774<\/span><\/p>\n<p>\uc9c0\uae08\uae4c\uc9c0\uc758 \ub0b4\uc6a9\uc5d0 \ub300\ud55c \uc18c\uacb0\ub860\uc73c\ub85c, \ud654\ud3d0\uc640 \ud1b5\ud654\uc758 \ucc28\uc774\ub294 \uc544\ub798\uc640 \uac19\uc774 \uc815\ub9ac\ud558\uba74 \ub420 \uac83 \uac19\ub2e4. \ud1b5\ud654\ub294 \uad11\uc758\ud1b5\ud654 M2\ub97c \uae30\uc900\uc73c\ub85c \uc815\ub9ac\ud55c\ub2e4.<\/p>\n<p><span style=\"color: #008000;\">[ \ud654\ud3d0 = \ud604\uae08 + \uc774\uc804\uac00\ub2a5\uc694\uad6c\ubd88\uc608\uae08 ]<\/span><br \/>\n<span style=\"color: #008000;\">[ \uad11\uc758\ud1b5\ud654 M2 = \ud604\uae08 + \uc774\uc804\uac00\ub2a5\uc694\uad6c\ubd88\uc608\uae08 + \uc608\uae08\uc740\ud589\uc758 \uc9c0\uae09\uc900\ube44\uae08(\uc2dc\uc7ac\uae08 \ud3ec\ud568) + \uacb0\uc81c\uc131\uc608\uae08 + \uc800\ucd95\uc131\uc608\uae08 ]<\/span><\/p>\n<ul>\n<li>\uad11\uc758\ud1b5\ud654 M2\ub294 \uc720\ub3d9\uc131\uc774 \ud654\ud3d0\uc640 \ubcc4\ub85c \ucc28\uc774\uac00 \uc5c6\ub294 \uac83\uc774\uae30 \ub54c\ubb38\uc5d0 \ub2e4\uc591\ud55c \uc0c1\ud669\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc774 \uc0ac\uc6a9\ub418\ub294 \ud1b5\ud654\ub7c9\uc758 \ub2e8\uc704\uc774\ub2e4. \ub54c\ubb38\uc5d0 \ubcc4 \ub2e4\ub978 \uc598\uae30\uac00 \uc5c6\uc744 \uacbd\uc6b0 \ud1b5\ud654\ub294 \uad11\uc758\ud1b5\ud654 M2\ub77c\uace0 \uc0dd\uac01\ud574\ub3c4 \ubb34\ubc29\ud558\ub2e4.<\/li>\n<li>\ub9cc\uc57d \uc65c \uc774\ub807\uac8c \ub098\ub204\ub294\uc9c0 \uad81\uae08\ud558\ub2e4\uba74 \ub9c1\ud06c\ub97c \ucc38\uace0\ud558\uba74 \ub41c\ub2e4. \ub2e4\uc18c \uc77c\ubc18\uc801\uc778 \ub0b4\uc6a9\uc740 \uc544\ub2c8\uc9c0\ub9cc, \uc774\ub807\uac8c \ub098\ub204\ub294 \uc774\uc720 \uc815\ub3c4\ub294 \uc54c \uc218 \uc788\ub2e4. <a href=\"http:\/\/hyunsik.me\/wordpress\/?p=8570\" target=\"_blank\" rel=\"noopener noreferrer\">\uc720\ub3d9\uc790\uc0b0\ucd1d\uc561 \uacb0\uc815 \ub9e4\ucee4\ub2c8\uc998<\/a><\/li>\n<\/ul>\n<p>\uc774\ucc98\ub7fc \ud654\ud3d0\ub294 \ud1b5\ud654\uc758 \ud55c \ubd80\ubd84\uc744 \uc774\ub8e8\uba70, \uc758\ubbf8\uc5d0 \uc788\uc5b4\uc11c\ub294 \ud070 \ucc28\uc774\ub97c \ubcf4\uc778\ub2e4. \ub610\ud55c \uc9c0\uae08\ubd80\ud130 \uc124\uba85\ud560 \uc2e0\uc6a9\ucc3d\uc870\uc758 \uacbd\uc6b0\uc5d0\ub3c4 \ubcf8\uc6d0\ud1b5\ud654 M0\uac00 \ud22c\uc785\ub418\uc5c8\uc744 \ub54c, (\ubcf8\uc6d0\ud1b5\ud654\ub97c \ud3ec\ud568\ud55c) \uad11\uc758\ud1b5\ud654 M2\uac00 \uc5b4\ub5bb\uac8c \ub298\uc5b4\ub098\ub294 \uac83\uc778\uc9c0 \ubcf4\ub294 \ub0b4\uc6a9\uc774\ub2e4. \uc624\uc9c1 \ud1b5\ud654\uc5d0 \ub300\ud55c \ub0b4\uc6a9\uc774\ub2e4. <\/p>\n<ul>\n<li>\ubcf4\ub2e4 \uc815\ud655\ud558\uac8c \ud45c\ud604\ud558\uba74, \ub298\uc5b4\ub098\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ucc3d\uc870\ub418\ub294 \uac83\uc774\ub2e4.<\/li>\n<\/ul>\n<ul>\n<li>\uc2e0\uc6a9\ucc3d\uc870\ub294 \ud1b5\ud654\uac00 \ud1b5\ud654\ub97c \ucc3d\ucd9c\ud574\ub0b4\ub294 \uac83\uc774\ub77c\uace0 \ubcf4\ub294 \uac83\uc774 \ud0c0\ub2f9\ud558\ub2e4.(\ud654\ud3d0\uac00 \ud1b5\ud654\ub97c \ucc3d\ucd9c\ud558\ub294 \uac1c\ub150\uc774 \uc544\ub2c8\ub2e4.)<\/li>\n<\/ul>\n<p>[line][\/line]<\/p>\n<p><strong style=\"color: #ff0000; font-size: 15pt;\">3. \uc2e0\uc6a9\ucc3d\uc870<\/strong><\/p>\n<p>\uc2e0\uc6a9\ucc3d\uc870(\ud1b5\ud654\ucc3d\ucd9c)\uacfc\uc815\uc740 \uc544\ub798\uc640 \uac19\ub2e4.<\/p>\n<p><img src=\"http:\/\/hyunsik.me\/wordpress\/wp-content\/uploads\/2020\/11\/money-1024x188.png\" alt=\"\" width=\"580\" \/><\/p>\n<p>\uc704 \uadf8\ub9bc\uc740 \uc2e0\uc6a9\ucc3d\uc870\uc5d0 \ub300\ud55c \uadf9\ub2e8\uc801\uc778 \uc608\uc774\ub2e4. \uc0ac\ub78c\ub4e4\uc774 \uac01 \uc740\ud589\uc5d0\uc11c \ub3c8\uc744 \ub300\ucd9c\ubc1b\uc544\uc11c \ubaa8\ub450 \ub2e4\ub978 \uc740\ud589\uc5d0 \uc608\uae08\uc73c\ub85c \ub123\uc5c8\uac70\ub098, \uc740\ud589\ub07c\ub9ac \uc704\ucc98\ub7fc \uadf8\ub807\uac8c \uac70\ub798\ud55c \uac83\uc774\ub2e4. \uc5ec\uae30\uc11c\ub294 \uc0ac\ub78c\ub4e4\uc774 \uac01 \uc740\ud589\uc5d0\uc11c \ub3c8\uc744 \ub300\ucd9c\ubc1b\uc544\uc11c \ubaa8\ub450 \ub2e4\ub978 \uc740\ud589\uc5d0 \uc608\uae08\uc744 \ub123\uc5c8\ub2e4\uace0 \uc0dd\uac01\ud558\uace0 \uc124\uba85\ud558\ub3c4\ub85d \ud558\uaca0\ub2e4.<\/p>\n<p>\uc815\ub9ac\ud574\ubcf4\uc790\uba74, \ucd5c\ucd08 \uc740\ud589\uc5d0 100\uc5b5\uc774 \ub4e4\uc5b4\uc654\ub2e4. \uc9c0\uae09\uc900\ube44\uc728\uc5d0 \ub530\ub77c 10%\ub97c \uc740\ud589\uc5d0 \ub450\uace0, \uc0ac\ub78c(1)\uc5d0\uac8c 90\uc5b5\uc744 \ub300\ucd9c\ud574\uc8fc\uc5c8\ub2e4. \uc0ac\ub78c(1)\uc740 90\uc5b5\uc744 \ubaa8\ub450 A\uc740\ud589\uc5d0 \uc608\uae08\ud558\uc600\ub2e4. A\uc740\ud589\uc740 \uc5ed\uc2dc \uc9c0\uae09\uc900\ube44\uae08 10%\ub97c \uc81c\uc678\ud558\uace0 \uc0ac\ub78c(2)\uc5d0\uac8c 81\uc5b5\uc744 \ub300\ucd9c\ud574\uc8fc\uc5c8\ub2e4. \uc0ac\ub78c(2)\ub294 81\uc5b5\uc744 B\uc740\ud589\uc5d0 \ubaa8\ub450 \uc608\uae08\ud588\ub2e4. B\uc740\ud589 \uc5ed\uc2dc 81\uc5b5 \uc911 \uc9c0\uae09\uc900\ube44\uae08 10%\ub97c \uc81c\uc678\ud558\uace0 \uc0ac\ub78c(3)\uc5d0\uac8c 72\uc5b5\uc744 \ub300\ucd9c\ud574\uc900\ub2e4. \uc0ac\ub78c(3)\uc740 C\uc740\ud589\uc5d0 65\uc5b5\uc744 \uc608\uae08\ud588\ub2e4. \uc774 \uacfc\uc815\uc740 \uacc4\uc18d \ubc18\ubcf5\ub41c\ub2e4.<\/p>\n<p>100\uc5b5\uc6d0\uc774\ub77c\ub294 \ubcf8\uc6d0\ud1b5\ud654 \ubc1c\ud589\uc744 \ud1b5\ud574 \ucd5c\ub300 (100 + 90 + 81 + 72 + 65 + 59 + 53 + 47 + &#8230; )\uc5b5\uc6d0\uc758 \ud1b5\ud654\uac00 \uacbd\uc81c\uc5d0 \uc874\uc7ac\ud560 \uc218 \uc788\ub2e4\ub294 \ub0b4\uc6a9\uc774\ub2e4. \ucd5c\ub300 1000\uc5b5\uc6d0\uc774\ub2e4. \ubb3c\ub860 \uc5b4\ub514\uae4c\uc9c0\ub098 \ucd5c\ub300\uce58\uc774\ub2e4. \ub300\ucd9c\uc790\uac00 \uacc4\uc18d \uc874\uc7ac\ud558\ub294 \uacbd\uc6b0\uc774\ub2e4. \uc774 \uc608\uc5d0 \ub300\ud55c \ubc18\ub300\uc758 \uc0c1\ud669\uc73c\ub85c \uadf9\ub2e8\uc801\uc73c\ub85c \ud45c\ud604\ud558\uc790\uba74, \ub9cc\uc57d \uc544\ubb34\ub3c4 \ub300\ucd9c\uc744 \ubc1b\uc9c0 \uc54a\ub294\ub2e4\uba74 100\uc5b5 \uc774\uc678\uc758 \uc0c8\ub85c\uc6b4 \ud1b5\ud654\ub294 1\uc6d0\ub3c4 \ucc3d\ucd9c\ub420 \uc218 \uc5c6\ub2e4. \ub610\ub294 \uc704 \uadf8\ub9bc\uc758 \uccab\ubc88\uc7ac \uc740\ud589\uc774 \uac11\uc791\uc2a4\ub7ec\uc6b4 \uc0c1\ud669\uc5d0 \ub300\ube44\ud558\uc5ec 100\uc5b5\uc6d0\uc744 \uc9c0\uae09\uc900\ube44\uae08\uc73c\ub85c \uac00\uc9c0\uace0 \uc788\ub294\ub2e4\uba74 \uc5ed\uc2dc 100\uc5b5\uc774\uc678\uc758 \ud1b5\ud654\ub294 1\uc6d0\ub3c4 \ucc3d\ucd9c\ub418\uc9c0 \uc54a\ub294\ub2e4. <\/p>\n<ul>\n<li>\uc9c0\uae09\uc900\ube44\uc728\uc740 \uc911\uc559\uc740\ud589(\ud55c\uad6d\uc740\ud589)\uc5d0\uc11c \uc870\uc815\ud560 \uc218 \uc788\ub2e4. <\/li>\n<li>\uc740\ud589\uc740 \uc6d0\ud55c\ub2e4\uba74 \ub2f9\uc5f0\ud788 \ucd08\uacfc\uc9c0\uae09\uc900\ube44\uae08\uc744 \uac00\uc9c8 \uc218 \uc788\ub2e4.<\/li>\n<li>\ubcf8\uc6d0\ud1b5\ud654\uc758 \uc99d\uac00\uac00 \uc0c8\ub85c\uc6b4 \ud1b5\ud654\ub97c \ucc3d\ucd9c\ud558\uc9c0 \ubabb\ud558\ub294 \uc0c1\ud669\uc740 &#8216;\uc720\ub3d9\uc131 \ud568\uc815&#8217;\uc5d0 \ube60\uc9c4 \uac83\uc774\ub77c\uace0 \ubcfc \uc218 \uc788\ub2e4. \ubcf8\uc6d0\ud1b5\ud654\ub97c \uacc4\uc18d \uacf5\uae09\ud574\ub3c4, \ud1b5\ud654\ub7c9\uc774 \ub298\uc9c0 \uc54a\ub294 \uac83\uc774\ub2e4.<\/li>\n<li>\ub124\uc774\ubc84 \uc9c0\uc2dd\ubc31\uacfc\uc5d0 \ub530\ub974\uba74, \uace0\ub4f1\ud559\uad50 \uc218\ud559\uc2dc\uac04\uc5d0 \ubc30\uc6b4 \ubb34\ud55c \ub4f1\ube44\uae09\uc218\ub97c \uc774\uc6a9\ud558\uba74 \ucd5c\ub300 \ud1b5\ud654\ub7c9\uc744 \uad6c\ud560 \uc218 \uc788\ub2e4\uace0 \ud55c\ub2e4. \ubcf8\uc6d0\ud1b5\ud654\/\uc9c0\uae09\uc900\ube44\uc728\uc774\ub77c\uace0 \ud55c\ub2e4. [100\uc5b5\/10% = 1000\uc5b5]<\/li>\n<\/ul>\n<p><span style=\"color: #008000;\">[\ud1b5\ud654\ub7c9 = \ud1b5\ud654\uc2b9\uc218 * \ubcf8\uc6d0\ud1b5\ud654]<\/span>\ub77c\ub294 \uc218\uc2dd\uc774 \uc788\ub2e4. \uc5ec\uae30\uc11c \ud1b5\ud654\uc2b9\uc218\ub294 \ub298 \ubcc0\ud558\ub294 \uc218\uc774\ub2e4. \ubbfc\uac04\uc758 \ud604\uae08\ubcf4\uc720\uc131\ud5a5\uacfc \uc740\ud589\uc758 \uc9c0\uae09\uc900\ube44\uc728\uc774 \ud074\uc218\ub85d \ud1b5\ud654\uc2b9\uc218\ub294 \uc791\uc544\uc9c4\ub2e4. \uacfc\uac70\uc758 \ud1b5\ud654\uc2b9\uc218\ub294 \ub370\uc774\ud130\ub97c \ud1b5\ud574 \uacc4\uc0b0\ud560 \uc218 \uc788\uc9c0\ub9cc, \ud604\uc7ac\ub098 \ubbf8\ub798\uc758 \uc815\ud655\ud55c \ud1b5\ud654\uc2b9\uc218\ub294 \uc54c\uae30\uac00 \uc5b4\ub835\ub2e4.<\/p>\n<p>\u2605 \uc2e0\uc6a9\ucc3d\uc870\uc5d0 \ub300\ud574\uc11c\ub294 EBS \ub2e4\ud050\ud504\ub77c\uc784 &lt;\uc790\ubcf8\uc8fc\uc758&gt; 1\ud3b8\uc744 \ud1b5\ud574 \ub354 \ucc9c\ucc9c\ud788 \ud655\uc778\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p><iframe width=\"580\" height=\"350\" src=\"https:\/\/www.youtube.com\/embed\/FUXT_m6nzhg\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<p>[line][\/line]<\/p>\n<p><strong style=\"color: #ff0000; font-size: 15pt;\">4. \ub9c8\uce58\uba70<\/strong><\/p>\n<p>\uac04\ub2e8\ud788 \uae00 \ud558\ub098 \uc4f0\ub824\ub2e4\uac00, \ub9ce\uc740 \uae00\uacfc \uc601\uc0c1\uc744 \uc77d\uace0 \ubcf4\uac8c \ub418\uc5c8\ub2e4. \ub9ce\uc740 \uacf5\ubd80\uac00 \ub418\uc5c8\ub2e4. \ubcf8 \ub0b4\uc6a9\uc740 \uc5ec\uae30\uc11c \ub9c8\uce5c\ub2e4.<\/p>\n<p><iframe src=\"https:\/\/www.youtube.com\/embed\/c4fkgRTe71Q\" width=\"580\" height=\"350\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>[mqe][\/mqe]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[mqe][\/mqe] 1. \uc2dc\uc791\ud558\uba70 \ud654\ud3d0\uc640 \ud1b5\ud654\uc758 \uc758\ubbf8\uc640 \uadf8 \ucc28\uc774\uc810, \uadf8\ub9ac\uace0 \ud1b5\ud654\ub97c \ucc3d\ucd9c\ud558\ub294 \uc2e0\uc6a9\ucc3d\uc870 \ubc29\uc2dd\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uace0\uc790 \ud55c\ub2e4. \ubcf8 \ub0b4\uc6a9\uc758 \uac00\uc7a5 \ud070 \ubaa9\uc801\uc740 \uc2e0\uc6a9\ucc3d\uc870(\ud1b5\ud654\ucc3d\ucd9c)\uc5d0 \ub300\ud55c \uc18c\uac1c\uc774\ub2e4. \ud654\ud3d0\uc758 \uc870\uac74, \uc885\ub958, \uc5ed\uc0ac \ub4f1 : \ub098\ubb34\uc704\ud0a4\uc5d0\uc11c \ud654\ud3d0\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \ubcf4\uae30 \uc790\ubcf8\uc8fc\uc758\uc758 \uacf5\uacf5\uc5f0\ud55c \ube44\ubc00\uc774\ub2e4. \ubcf8 \ub0b4\uc6a9\uc744 \ud1b5\ud574 \ud1b5\ud654\ub7c9\uc774 \uc5b4\ub5bb\uac8c \uc99d\uac00\uc640 \uc774\uc5d0 \ub530\ub978 \ud654\ud3d0 \uac00\uce58 \ud558\ub77d\uc774 \uc5b4\ub5a4 \ubc29\uc2dd\uc5d0 \uc758\ud574 \uc9c4\ud589\ub418\ub294\uc9c0 \uc54c \uc218 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":""},"categories":[1907],"tags":[2342,2341,2338,2336,2337,2340,2339,1098,2333,2335,2031,2334,2343,1936],"jetpack_featured_media_url":"","views":"","jetpack-related-posts":[],"_links":{"self":[{"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/14314"}],"collection":[{"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14314"}],"version-history":[{"count":48,"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/14314\/revisions"}],"predecessor-version":[{"id":18685,"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/14314\/revisions\/18685"}],"wp:attachment":[{"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14314"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14314"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/hyunsik.me\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14314"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}